National Industry Information
National Association of REALTORS®
Real Estate Industry News and Articles
Credit and FICO Scores
Worldwide ERC – formerly Employee Relocation Council
Consumer Confidence Index – The Conference Board
Real Estate Settlement Procedures Act (RESPA)
U.S. Department of Housing and Urban Development
451 7th Street S.W.
Washington, DC 20410
HUD Approved Condos
National Association of Homebuilders
Environmental Protection Agency
US Department of Energy
PATH- Previously the Partnership for Advancing Technology in Housing
FNMA Foreclosure Site
FNMA Home Affordable Foreclosure Alternatives (HAFA) program is now available.
Borrower and Servicer materials for HAFA program
Making Home Affordable
The Making Home Affordable Program announced on March 4 , 2009 includes Fannie Mae Affordable Refinance options and the Home Affordable Modification Program. The information can be obtained at www.efanniemae.com/sf/mha/index.jsp or www.MakingHomeAffordable.gov.
Fannie Mae Homes for Sale
Fannie Mae-owned properties offer great affordable housing opportunities, with up to 97% financing for select properties through HomePath® financing options. Visit www.HomePath.com or Learn about HomePath Financing.
Fannie Mae Loan Lookup
The Fannie Mae Loan Lookup helps borrowers determine whether Fannie Mae is the investor on their mortgage. Visit Fannie Mae Loan Lookup and Borrower FAQs.
Fannie Mae Email News
Financial Stability Plan
This website provides an overview of the U.S. Treasury Department's Financial Stability Plan, including press announcements on the second lien program and foreclosure alternatives for short sales. Visit www.financialstability.gov.
Second Lien Program
On April 28, 2009, the U.S. Treasury Department announced a Second Lien Program so that when a Home Affordable Modification is initiated on a first lien, servicers participating in the Second Lien Program will automatically reduce payments on the associated second lien according to a pre-set protocol. Visit http://www.makinghomeaffordable.gov/programs/lower-payments/Pages/lien_modification.aspx.
Foreclosure Alternatives and Home Price Decline Payments
On May 14, 2009, the U.S. Treasury Department announced new details on Foreclosure Alternatives and Home Price Decline Payments. The Foreclosure Alternatives are meant to prevent costly foreclosures by providing incentives for servicers and borrowers to pursue short sales and deeds-in-lieu of foreclosure in cases where a borrower is eligible for a MHA modification, but unable to complete the modification process. Visit http://www.makinghomeaffordable.gov/programs/exit-gracefully/Pages/hafa.aspx.
Designations & Certifications
CRS: Council of Residential Specialists
Certified Residential Specialist (CRS) - Arizona Chapter
GRI: Graduate REALTOR® Institute
SFR: Short Sales and Foreclosure Resource Certification
At Home With Diversity®
CIPS: Certified International Property specialist
RSPS: Resort & Second-Home Property Specialist
NAR’s Green Designation
ABR®: Accredited Buyer’s Representative
Introduction to Real Estate Auction: Elective for the ABR
SRES®: Seniors Real Estate Specialist®
CRE: Counselors of Real Estate
PMN: Performance Management Network
REPA: Real Estate Professional Assistant
CRB: Council of Real Estate Brokerage Managers
CCIM Institute: Certified Commercial Investment Member
Certified Commercial Investment Member (CCIM) – Central Arizona Chapter
GAA: General Accredited Appraiser
RAA: Residential Accredited Appraiser
ALC: Accredited Land Consultant
CPM®: Certified Property Manager
ACoM: Accredited Commercial Manager
ARM®: Accredited Residential Manager®
AMO®: Accredited Management Organization®